Of course, the Costco take VSP insurance. VSP contracts Costco Optical, Visionworks, and other high quality retail chains. However, what you can take advantage of it. When it comes to the eye exam, there is no copay. However, you need to pay $20 copay for the prescription glasses. As to the frame, you can get $70 allowance at Costco. Moreover, you need to pay up to $60 for the contact lens exam (fitting and evaluation) Moreover, you can get $130 allowance for contacts. For the lenses, lens options, extra savings and discounts, you need to check with Costco. Hope this helpful.